Amex Green Card vs Chase Sapphire Preferred
Which card is better in 2026? We break down fees, rewards, perks, and point values so you can decide.
Amex Green Card
American Express
Travelers who want MR points at a lower annual fee than the Gold
Chase Sapphire Preferred
Chase
Beginners who want premium travel perks at a low annual fee
| Feature | Amex Green Card | Chase Sapphire Preferred |
|---|---|---|
| Annual Fee | $150 | $95 |
| Welcome Bonus | 40,000 Membership Rewards | 60,000 Ultimate Rewards |
| Bonus Value | $480 | $750 |
| Dining | 3x | 3x |
| Groceries | 1x | 1x |
| Travel | 3x | 2x |
| Gas | 1x | 1x |
| Streaming | 1x | 3x |
| Everything Else | 1x | 1x |
| Point Value | 1.2 cpp | 1.25 cpp |
Amex Green Card Key Perks
- $189 CLEAR Plus credit
- LoungeBuddy credit
- No foreign transaction fees
- Trip cancellation insurance
Chase Sapphire Preferred Key Perks Best
- $50 annual hotel credit
- Trip cancellation insurance
- No foreign transaction fees
- Primary rental car insurance
The Verdict
Winner: Chase Sapphire Preferred. The CSP wins for most people — lower annual fee ($95 vs $150), better welcome bonus (60K vs 40K), and Chase's Hyatt transfer is more valuable than anything Amex Green uniquely offers. The Green only wins if you already have an Amex ecosystem and want the CLEAR credit.
Want a personalized comparison?
Enter your monthly spending and see which card earns you more — tailored to your habits.
Compare Your Own CardsFrequently Asked Questions
Related Comparisons
The Amex Gold dominates for anyone spending $500+/month on dining and groceries combined. The 4x earn rate in both categories plus $240 in annual credits (dining + Uber) make the $250 fee easy to justify. The CSP wins only if you value Chase transfer partners or want a lower annual fee.
Read comparisonThe Gold Card wins for most people. Its 4x on dining and groceries generates far more points in everyday spending than the Platinum's 5x on flights (which most people book infrequently). Only upgrade to the Platinum if you fly 10+ times/year and will use the lounge access.
Read comparisonThe Reserve wins for travelers spending $5K+ on travel annually — the $300 credit effectively drops the fee to $250, and 1.5 cpp redemption value beats the Preferred's 1.25 cpp. But if you travel less than twice a year, the Preferred is the smarter pick.
Read comparisonCan't decide? Get a personalized recommendation
Our Card Audit analyzes your spending habits and recommends the best card for you.
Start Your Card AuditGet notified when offers change for these cards
We'll alert you when welcome bonuses increase or new perks are added.