Hilton Honors Surpass Card vs Marriott Bonvoy Boundless
Which card is better in 2026? We break down fees, rewards, perks, and point values so you can decide.
Hilton Honors Surpass Card
American Express
Hilton loyalists who want Gold status and a free night cert
Marriott Bonvoy Boundless
Chase
Marriott loyalists who want an annual free night and path to Gold status
| Feature | Hilton Honors Surpass Card | Marriott Bonvoy Boundless |
|---|---|---|
| Annual Fee | $150 | $95 |
| Welcome Bonus | 130,000 Hilton Honors points | 3 free nights (up to 50K points each) |
| Bonus Value | $780 | $750 |
| Dining | 6x | 2x |
| Groceries | 6x | 2x |
| Travel | 12x (Hilton) | 6x (Marriott) |
| Gas | 6x | 2x |
| Streaming | 3x | 2x |
| Everything Else | 3x | 2x |
| Point Value | 0.6 cpp | 0.8 cpp |
Hilton Honors Surpass Card Key Perks Best
- Complimentary Gold status
- Free night reward (after $15K spend)
- 10 Priority Pass visits/year
- No foreign transaction fees
Marriott Bonvoy Boundless Key Perks
- Complimentary Silver status
- Free night award annually (up to 35K points)
- 15 elite night credits
- No foreign transaction fees
The Verdict
Winner: Hilton Honors Surpass Card. The Hilton Surpass wins on perks — Gold status (vs Marriott's Silver), higher earn rates on everyday spending, and Priority Pass visits are huge at $150. Marriott Boundless wins if you prefer Marriott's hotel portfolio or want the simpler annual free night. Both are excellent mid-tier hotel cards.
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